Protect Your Family with Prepaid Funeral Plans

Prepaid Funeral PlansNobody wants to think about their own death, but it’s something that is inevitable. Unfortunately, along with that death will come a lot of funeral expenses, which can easily add up to $10,000 or more. By taking out a prepaid funeral plan you can protect your family from the financial burden of paying for a funeral. Whether you want an extravagant or small funeral you get to make the choices that you want so your family doesn’t have to make them for you.

What are Prepaid Funeral Plans?

Prepaid funeral plans are just what you would think they were because of their name. They are plans that allow you to pay for your funeral before you actually pass away. So, for example, you would pay the money needed to cover the costs of everything from your casket or urn to flowers or celebrations. It’s a plan that locks in the cost of a funeral today so you don’t have to worry about your family spending a lot of money in the future.

What are the Benefits of a Funeral Plan Paid Ahead of Time?

While you will be able to provide your family with the money they need to pay for your funeral, you will also be able to enjoy peace of mind during your last years. In addition to this, prepaid plans lock in the costs of a funeral now so you don’t have to worry about costs in the future. You can choose the plan that you want based on your religious beliefs or anything else. If your family were to plan they might not know what you want or how to do things.

Who Can Get a Prepaid Plan?

You have to be a consenting adult over the age of 18 in order to agree to a funeral plan contract. There are different companies that offer these, which means the age limit will vary. Many plans are only available to individuals who are age 65 or under, but this can vary greatly between companies.

What Does the Plan Include?

The prepaid funeral plan will include everything that you want it to. The best part of this type of coverage is that you’re in charge of how much is spent and what the money you pay goes towards. The money paid will also cover expenses towards the funeral home, funeral director, paperwork fees and any other expenses that are incurred during a funeral.

How Much Does a Prepaid Funeral Cost?

The expense is going to depend on the options that you choose. For example, if you choose a burial plot with large headstone and a nice casket, you are going to pay more than you would for being cremated. You will still pay thousands of dollars to create the funeral you want, the only difference is that your family will not have to pay for it themselves. An added bonus of taking out a plan and locking in rates is that you can avoid your family paying more expensive fees in the future.

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