Funeral Costs




Funeral CostsMost people are aware that funerals can get expensive, but do you know how much money they really cost? Expenses for even a small funeral can really add up and cause any family to deal with a lot of financial stress. In order to understand the overall cost of a funeral it’s important to know what the individual expenses are.

 

What are Average Funeral Costs Throughout the World?

In the USA

In the United States the average cost of a funeral is around $7,000. This does depend on the state where the deceased lives because some costs are higher in certain states than others. For example, the average cost of a funeral in New York is around $8,000 while the average cost is $6,500 in North Dakota.

The cost of living affects how much different things, like burial plots or caskets, cost the families. For a guide to the average Funeral Costs in the USA you can find statistics on Funeral Costs on the National Funeral Directors Association Website.

In the UK

In the United Kingdom the cost of a funeral is around £3000 ($4,600 USD), on average. For details of what a Funeral Costs in the United Kingdom, you can visit the Money Advice Service for free independent financial advise. Sometimes local councils will offer low price funeral services, but this is not the case with all of them. It just depends on their prices, your situation and the area of residence.

Funeral Costs in Ireland

The average cost of a funeral in Ireland is between €4,000 and €5,000 ($5,200 – $6,500 USD). The average grave site is €2,500, depending on the area where the deceased wants to be buried. The prices only increase after this and many families aren’t comfortable asking about prices. There are less expensive burial grounds in Ireland, but these are often not desirable because of their location or how they look. Religious ceremonies in Ireland can also cost a considerable amount of money, depending on what the deceased wanted.

South African Funeral Costs

In South Africa the cost of a funeral can very expensive and almost as much as several months salary for the family. As with all funerals, the cost, depends on the type of funeral and requirements that the deceased had specified for in their last will and testament. Religious ceremonies, food and outfits are all expenses that add up, especially when hundreds of people are involved. For a basic funeral with a cremation service the cost is likely to be in the region of R 7,500 ($700), while an average funeral will likely be in the region of R 12,500 ($1,200). More expensive funerals are normally the result of the deceased choosing a coffin design that is intricate and rare, with some elite caskets costing R 24,500 ($2,300) to R 50,000 ($4,600) alone. This alone would raise the funeral costs into costs likely exceeding R 40,000 ($3,700) to R 70,000 ($6,500). In comparison to wages in South Africa, you will find that funeral expenses can cost anywhere between 2-4 months salary depending on the demographics of the comparison.


Australian Funeral costs

Funeral costs in Australia can be anywhere from $4,000 to $14,000. Whether the deceased is buried or cremated, funeral services required and fees for funeral directors are all costs that have to be considered. These expenses will also determine the overall cost of the funeral and whether someone pays on the high or low end. You will find that the average cost of a burial funeral will be higher at around an average of $9,000. If you choose to have a burial funeral your costs could be considerably more expensive depending on the type of casket that is chosen, as some metal caskets can range between $7,000 to $28,000.

Funeral Costs in Australia

Where the deceased lived will also determine prices for different services and products. For example, expenses in Sydney can be much higher than those in Adelaide or Brisbane.

Costs of a Funeral in Canada

In Ontario, Canada the average cost of a funeral ranges from $5,000 to $7,000. The prices vary depending on where the products and services are purchased. For example, Edmonton funeral services may be offered for less than services in Ontario. Prices in Nova Scotia are even more, with the average traditional funeral reaching $10,500. Some remote areas of Canada are simply more expensive because it takes more money to get supplies sent to them. Funeral costs in these areas are going to be high no matter what families do to save money.

What Increases or Decreases Funeral Costs?

While there isn’t much you can do about cost of living increases, there are ways to save when it comes to a funeral. The first thing to do is to look around for the best price with funeral directors. This may seem like it’s not appropriate, but when it comes down to it, it can mean thousands of dollars difference. A lot of families are afraid or nervous about asking pricing details when it comes to a funeral. It’s important not to let directors take advantage and to always ask about prices, even for things that are small. Other things that will affect funeral costs include:

  • Burial plots
  • Flowers
  • Food
  • Travel plans
  • Casket
  • Urn
  • Cremation Fees
  • Religious Ceremonies

There are ways to cut funeral costs on all of these different things, but it’s up to the family to determine what is best for them. For example, some families might choose cremation instead of burial because it’s far less expensive. Even something like having family or friends cook food can save on expensive catering costs.


Is Funeral Insurance Worth it?

One of the most effective ways to reduce the financial burden on family members is by taking out a prepaid funeral plan. This will set aside the money required to pay for the funeral that you want. By having this paid for in advance your family will be able to get the funeral decisions done quickly and without having to take out loans or credit cards.

The insurance you take out can either cover most or all of your funeral so your friends and family can focus on grieving instead of figuring out how they are going to pay for everything. There are a lot of different plans available throughout the world. Each of these will vary based on the company they are purchased from and laws in the area.

Cremation vs. Burial: Which is Cheaper?

Generally it’s much cheaper to be cremated than it is to be buried. This is because burials require caskets, ceremonies, flowers, plots, headstones and other things that all cost a lot of money. With cremation the only thing that is required is the actual service and an urn.


2 Responses to “Funeral Costs”

  1. Elzanne says:

    I’m from South Africa. While you are correct that South African funerals are often excessively expensive your figures are way off the mark. R3195 is a very cheap funeral. And while there are very poor people in the country, R3195 is hardly an annual income. It is rather a very low monthly income.

    • admin says:

      Hi Elzanne,

      Thank you for stopping by and leaving your comments. You were indeed correct, it appears my initial post needed correcting.

      I have changed the details about wages and funeral costs in South Africa, with details about annual wages and costs of funerals.

      Regards

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