Welcome to Funeral Plans Guide. This is a website designed to give you a guide in what Funeral Plans are, what differences are likely to be found in different countries, what the costs are likely to be and how best to go about arranging for you or a relatives funeral.
When loved ones pass away it’s important for most families to have a funeral. Unfortunately, the process can end up being confusing if all the details aren’t worked out ahead of time. This guide will help you understand funerals, how they work and how you can start your own.
What is a Funeral Plan?
A funeral plan is basically a plan for what a funeral is going to be like for the deceased. Many seniors create these later in life as they are preparing to pass away and don’t want to leave their family with any unnecessary burdens. Generally this plan is paid for before the deceased person passes away so there are no huge decisions for loved ones to make. Plans vary in each country based on religion, laws and many other factors.
Why is it Important to have a Funeral Plan?
When someone passes away, the loved ones are normally those responsible for determining how the funeral is going to go. When a funeral plan is already purchased and figured out, the loved ones don’t have to do all of that work. The deceased will have already figured out how much they want to spend, what they want and how they want everything to go. This takes a lot of the guess work and stress out of planning a funeral and allows the family to mourn instead of determine details for their loved one.
The family will have all the funeral instructions so that they know they are having the funeral that the deceased wanted. They won’t have to worry about paying for certain things, they won’t have to worry about not choosing the right flowers and they won’t have to worry about any of the other stresses associated with funerals. Another benefit is that the deceased will pay for this plan when they purchase it, which means rising costs won’t affect the funeral when they do pass away.
When is the Best Time to Plan for Your Funeral?
Although it may seem morbid to plan a funeral while you are still living, it is something that can benefit your friends and family in the long run. It’s up to you when you start to plan this, but most tend to do it later in life. After retirement is a good time to start because it can allow you to enjoy your non-work years without worrying about making the plan later.
Is Your Funeral Plan in Your Will?
Your funeral plan can be included in your Will, but generally it’s something that you should keep separated. Will paperwork is generally not looked at until a week or more after you have passed away. Your funeral will come before this, which means the plan needs to be found more easily. After you make it a witnessed document you can give it to someone you trust, like a spouse, for safe keeping.
How Old Do you Have to Be to create a Funeral Plan?
In the United States, a funeral plan can be made by consenting adults who are ages 18 and over. Anyone younger than this would have to have the permission of their parents or their legal guardians. Unless there are extreme circumstances, it’s generally not a good idea for young adults to make funeral plans because they tend to change their mind as they get older. Funeral plans made in other countries will vary based on the legal consenting age. Most countries have a consenting age of 18, which is when you’re considered to be an adult.
What are the Costs associated with a Funeral Plan?
Funeral plans will vary wildly with their costs based on the decisions that the owner makes. For example, someone who wanted an expensive casket would pay more than someone who wanted to be cremated. Area of the deceased, special requests and other details would all also affect the cost.
- “Did they want to be buried?”
- “Is this casket the right type?”
- “Should we have a large gathering or just family?”
- “How are we going to afford this?”
These are only a few of the many questions that loved ones ask themselves after someone passes away. If you want to leave your family with all the answers and less of a financial burden, funeral plans can help out a lot.